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Does Medicare Cover MRI Scans? Here’s All You Need to Know

Does Medicare Cover MRI Scans

According to the National Institutes of Health (NIH), MRI is an abbreviation for “magnetic resonance imaging.” MRI is an alternative to x-rays, whose excessive radiations are harmful to the human body. MRI scan forms a comprehensive 3D image of one’s body without exposing the human body to harmful radiations. The scan aids a doctor in the diagnosis of any illness or disease prevailing in the body. The magnetic properties in the MRI scan assist doctors in differentiating numerous kinds of tissues in the body. The MRI scan doesn’t release harmful ionizing radiations like an x-ray or CT scan; instead, it uses strong magnetic fields and radio waves to form a 3D image. So, does medicare cover MRI scans? Let’s find it out.

How Is an MRI Done?

According to the Mayo Clinic medical and research center, an MRI scan duration varies from 15 minutes to an hour. An MRI machine is in the long shape tunnel and from the front gives a view of a standing donut. A person lying on the large sliding magnet should lie still holding the movement as it causes a blurred image of the scan. MRI machine has no sides, whereas the closed MRI machine feels more claustrophobic than an open MRI machine. An MRI scan is painless, but the machine creates noise, so insert earplugs to avoid the noise.

The MRI machine consists of specialized equipment that releases powerful magnetic fields and radiofrequency energies, along with a high configuration computer that develops a clear image of the human body’s inner organs.

However, it is crucial to tell your doctor if you are pregnant, have metal pieces implanted in the body, or be a welder. A person who has undergone any implant containing iron, such as a pacemaker, metal rod, or cochlear implant, should not enter an MRI machine.

What Is the Need for an MRI?

Doctors recommend an MRI for the scan of non-bony parts of the body. According to the NIH, an MRI scan produces a clear image of the body’s soft organs, such as tissues or muscles. The delicate parts, such as the brain, muscles, or spinal cord, are more evident in the image formed using an MRI scan than the image developed using a CT scan or x-ray machine. 

The Mayo clinic and research center MRI scans can diagnose tumors, multiple sclerosis, brain injury, or strokes in the brain and spinal cord. An MRI scan also aids in the diagnosis of any tumors or irregularities in the human body, such as:

  • Liver and kidneys
  • Pancreas
  • Uterus
  • Spleen
  • Prostate
  • Ovaries

An MRI scan also detects any of the following diseases in the human body:

  • Knee injuries
  • Bones injuries
  • Infections
  • Tissues and bone tumors
  • Joint irregularities
  • Spine injury or abnormalities

How Much Does an MRI Scan Cost?

According to the Forbes report, an MRI scan can cost you from $500 to $3000. The National Institutes of Health (NIH) states that an MRI scan costs more than an x-ray or CT scan. When you have medical insurance, the amount you have to pay for an MRI scan can reduce.

Does Medicare Cover MRI Scans?

Usually, medical insurance covers all non-laboratory examinations, which include MRI scans as well in certain conditions. However, your physician or doctor should prescribe an MRI scan to treat a particular illness or disease. But MRI scan includes co-payments and deductibles clause. 

Medicare deals with health insurance in two parts. It offers a plan that allows people to benefit from hospital insurance (Part A) and medical insurance (Part B) through a private insurance company. Generally, the Medicare advantage plan also covers MRI scans. But the Medicare Advantage plan needs you to pay for the medical insurance premium (Part B).

Reach out Today at NewMedicare.

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