A non-government website

To speak to a Licensed Insurance Agent

(TTY 711)

Hours of Operation: 9am - 6pm EST

Medicare Plans in Kansas: Find the Best Medicare Plan

medicare plans in Kansas

You may wonder what Medicare coverage choices are available to you if you live in the Sunflower State and are already, or will soon be, Medicare-eligible. What may appear to be a difficult-to-understand program can be simplified with us. NewMedicare can help you compare Medicare plans in Kansas if you’re ready to start immediately.

Start evaluating your alternatives immediately.

Medicare in Kansas: Details

Trends in Medicare coverage in the state of Kansas for the 2022 fiscal year were reported as follows by the Centers for Medicare & Medicaid Services (CMS):

  • There are currently 553,336 people living in Kansas, all registered in Medicare.
  • Monthly premiums for Medicare Advantage in Kansas dropped from $9.53 in 2021 to $7.79 in 2022.
  • In Kansas, 88 Medicare Advantage plans will be available in 2022, up from 79 the year before.
  • Medicare recipients in Kansas can select from a wide range of Medicare Advantage plans, including those with zero monthly out-of-pocket costs.
  • In 2022, 12 unique Medigap options will be provided to Kansans.

Medicare Plans in Kansas

People at least 65 and who are citizens or permanent residents of the United States have a few different Medicare coverage options in Kansas. Those younger than 65 who have ALS, End-Stage Renal Disease (ESRD), or has been disabled for at least 24 months and is receiving Social Security Disability Insurance (SSDI) are eligible.

Let’s have a look at the Medicare plans in Kansas. 

Original Medicare: Part A and B comprise original Medicare coverage. Medicare Part A. Part B pays for regular doctor visits, urgent care, outpatient lab work, diagnostic imaging, wellness checkups, prescription drugs, hospital, home health, hospice, and skilled nursing facility care. This type of insurance may also cover some medications that cannot be used at home.

Medicare Advantage: Medicare Advantage is a private insurance company-offered alternative to traditional Medicare. In addition to covering your prescriptions, certain plans may also pay for your gym membership, dental care, vision care, hearing aids, and even transportation to and from medical visits, providing you with greater protection than Original Medicare.

Medigap: Private insurance companies offer plans that supplement Original Medicare (Medigap) and adhere to industry standards. You can choose from many Medigap plans if you live in Kansas and need extra health insurance on top of Medicare.

Medicare Part D: Part D is supplemental insurance for Medicare beneficiaries with Original Medicare or Medicare Advantage. Despite Medicare’s oversight, commercial insurance companies offer these plans to their clients.

Medicare Part D Plans in Kansas

Medicare Part D plans in Kansas, like those in the rest of the country, cover the cost of medications for persons enrolled in the Medicare program.

Prescription drugs that require a medical professional’s intervention are often the only types of medical care covered by Original Medicare. Medicare Part D provides coverage for drugs that are taken without medical supervision. A stand-alone Part D plan or a Medicare Advantage Prescription Drug (MA-PD) plan will provide you with this protection.

Part C of Medicare, or the Advantage plan, must mirror the benefits of traditional Medicare in all material respects. Most plans, however, provide ancillary services like prescription drug coverage, preventative eye and dental care, and aural aids. Carefully compare each Medicare Advantage plan’s coverage before deciding which one is right for you.

Private insurance firms provide Medicare’s Part D and Part C coverage under contract with Medicare.

You can’t sign up for a Medicare Part D plan if you have Medicare Advantage Prescription Drug coverage. Suppose you are already enrolled in a Medicare Advantage Prescription Drug plan and decide to switch to a stand-alone Part D plan. In that case, you will be automatically disenrolled from Medicare Advantage and returned to Original Medicare.

Medicare Advantage Plans in Kansas 2022

  • 88 Medicare Advantage plans are available in Kansas in 2022, up from 79 in 2021.
  • In 2022, all Medicare recipients can join a Medicare Advantage plan without paying monthly payments.
  • In 2022, the average monthly cost for Medicare Advantage will be $7.79, down from $7.81 in 2021.

According to the Value-Based Insurance Design (VBID) Model from the CMS Innovation Center, some underprivileged and/or chronically sick Medicare Advantage members will receive individualized, innovative benefits that address social health concerns like food insecurity and social isolation.

Best Medicare Advantage Plans in Kansas 2022

When looking for the right Medicare Advantage Plans in Kansas, it’s important to find one that provides the level of care and services that are most important to you.

The AARP Medicare Advantage Choice Plan 2 from UnitedHealthcare is the top PPO in Kansas. If you’re in the market for a PPO plan, and you want one that covers prescription drugs, has eight essential health benefits, and has a high rating from the Centers for Medicare & Medicaid Services, this is your perfect bet.

Preferred Provider Organization (PPO) plans have a higher monthly premium but more comprehensive coverage than other plans. First, you have more freedom to select your doctor, clinic, or other healthcare facilities. The network is also more extensive than that of competing plans.

HMO Best Medicare Advantage Plans in Kansas 2022

What are the right HMO Medicare Advantage Plans in Kansas? That depends on your specific requirements for coverage. One option is the AARP Medicare Advantage Plan 1, which is an HMO that includes point-of-service coverage, prescription medication coverage, and the six basic core benefits.

The downside to an HMO plan is that it has more restrictions but is less expensive. To see a specialist, you need a recommendation from your primary care physician first. You’ll only be protected while physically within your network’s coverage area. To see the doctors of your choice, the extra POS plan’s out-of-network coverage is a must-have.

Medicare Supplement Plans in Kansas

Plans G, N, and F are the most popular options. The coverage and advantages provided by each plan vary. The respective plans will cover both the 100% and the partial cost-sharing. The ideal insurance coverage for you is the one that meets your specific needs.

Best Medicare Supplement Plans in Kansas 2022

Medicare Supplement plans in Kansas are optional policies that give people who live in Kansas a second way to get money. Private health insurance firms sell and manage Medigap policies, but all plans must adhere to government regulations regarding coverage and benefits.

The following information is essential for every Kansas Medicare supplement insurance plan enrollee to know:
  • In Kansas, you can choose from ten different plans with varying levels of coverage, and some even offer higher deductible options.
  • Some designs might not work in some places.
  • When a person’s Original Medicare benefits run out, they can ask a Medigap insurer for help paying their bills.
  • Beneficiaries living in Kansas enrolled in Medicare Part C cannot get a Medicare Supplement insurance plan.

What is the Average Cost of Medicare in Kansas?

Original Medicare: Monthly premiums for Medicare Part A can be anywhere from $0 to $499. For any coverage gap, Medicare Part A patients must pay a hospital deductible of $1,556. The typical monthly premium for Medicare Part B is $170.10. There is a $233 deductible for Medicare Part B.

Medicare Advantage Plans: In 2022, a typical monthly premium for a Medicare Advantage Plan in Kansas will be $7.79. The first payment for some plans is nothing.

Part D plans: In Part D plans, the affordable monthly premium starts at $6.60.

Medigap plans: Plan G prices in Topeka range from $105 to $425 for a 65-year-old female who does not smoke.

Medicare in Kansas: By Numbers

Original Medicare beneficiaries Average plan cost Kansas’s annual spending on each recipient Spending per recipient compared to the average for the country
433,236 Part A: $0 to $499 per month*

 

Part B: $170.10 **

$9,843 1% more

Bottom Line

Overall, more than 500,000 citizens of Kansas are enrolled in Medicare. Many private insurance providers across the state offer Medicare Advantage and Medigap policies of varying sorts and prices. In 2022, the cost of monthly premiums for Medicare Advantage plans in Kansas has gone down overall. If you are a Kansas resident needing supplemental medical insurance, you can choose from many different Medigap plans.

Reach out Today at NewMedicare, and get free quotes now!

Related Posts

Call now to get a Free Quote